There is a vast disparity between the rich and the poor in India, a country with a billion plus populace. One man, J S Parthiban, a manager at the South Indian bank tried to bridge that gap. He encouraged and aided beggars from across New Delhi to open bank accounts, save what they earned and make a better life for themselves. Hailing from Tamil Nadu, he got back to his roots and spearheaded micro-loans to villagers. Here's how one man changed the destinies of the lives he touched.